Do I Have Health Cover for My Breast Pump? | Health Insurance Guide

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Do I Have Health Cover for My Breast Pump? - Bubka

Do I Have Health Cover for My Breast Pump?

In Australia, breast pump rebates usually sit under Extras cover - not in one neat little box, but under names like Artificial Aids & Appliances, Health Aids and Appliances, or Health Appliances.

You may be able to claim a breast pump through private health insurance, if:

  • your policy includes the right Extras
  • your waiting periods are done
  • and you follow your fund’s claim rules.

Guide to Claiming your Bubka Breast Pump through Private Health Insurance

If your health fund says a breast pump is claimable, here’s the fastest way to get moving.

1. Email Bubka for your invoice

Email support@bubka.com.au and include your order number so the team can send you the right invoice.

2. Follow the prompts from your health provider

Once you have your invoice, follow your fund’s claim process.

Which funds may list breast pump benefits?

Teachers Health

Teachers Health lists Breast Pump (purchase): $150 on Top Extras. It also says you need to be a mum-to-be or new mum, have served waiting periods, and provide a doctor-signed Aids and Appliances form plus an itemised invoice with the patient’s name.

Nurses & Midwives Health

Nurses & Midwives Health also lists Breast Pump (purchase): $150 on Top Extras. Its rules are similar: eligible cover, waiting periods served, and the right invoice.

Medibank

Medibank says if your policy includes a benefit for a health appliance, you can claim online. Whether that includes a breast pump depends on your exact cover.

Bupa

Bupa includes breast pumps as an example item under Health Aids and Appliances, but cover depends on your policy, your limits and your eligibility.

HCF

HCF highlights antenatal and postnatal support and lists artificial aids on some Extras products, but we did not find a simple public breast pump rebate amount. HCF members should check their exact cover before buying.

ahm

ahm includes benefits like lactation consultant services on some covers, but we did not find a clearly published breast pump purchase amount.

nib

We saw nib in the survey, but did not find a clear public breast pump rebate page. nib members should confirm directly before purchasing.

Doctors’ Health Fund

Aids and appliances can be claimed under every level of Extras cover when prescribed, but it also says breast pumps when not required due to a health condition may not be covered.

Defence Health

Premier Extras includes medically prescribed devices and appliances, with annual limits and a 12-month waiting period for most devices.

HBF

Higher Extras covers include Appliances, Prostheses and Aids, while lower ones may not.

CBHS

Approved artificial and healthcare aids may be claimable with a referral and waiting periods apply.

Latrobe Health

Includes Health appliances on some family-focused Extras products and applies a 12-month waiting period.

Westfund

Higher Extras covers include health aids and appliances, but members should confirm whether breast pumps are included on their exact policy.

How much might you get back?

You may be able to claim up to $150 back on a breast pump - depending on your specific Extras policy.

Some funds publicly list a $150 breast pump benefit. Others reimburse through broader aids and appliances limits, which can vary by cover level.

The key point?
Always check with your specific health fund before purchasing.

Your rebate depends on:

  • your Extras tier
  • whether you’ve served waiting periods
  • and your fund’s individual claiming rules

Final note

We want to make this process easier for mums in Australia.

Right now, every health fund words things differently. Different categories. Different limits. Different rules.

👉 Fill out this quick survey here so we can better align with Australian health funds and simplify claiming for everyone.

The more mums who share their experience, the clearer this becomes for the next one.

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